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Old 2004-02-09, 10:15 AM   #34
ArthurS
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Join Date: Dec 2002
Location: Reno, NV
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Car: 2011 Chevy Battle Wagon
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Allstate Automobile Policy Exclusions in relation to racing. This was a Nevada Amendatory Endorsement (meaning most companies followed with the same endorsement to their own automobile policies).

Quote:
Part 1, Automobile Liabilty Insurance Coverages AA and BB is amended as follows:

C. Under Exclusions - What is not covered, the following is added:

bodily injury or property damage arising out of the participation in any prearranged, organized, or spontaneous:
a.) racing contest;
b.) speed contest; or
c.) use of an auto at a track or course designed or used for racing or high performance driving; or in practice or preparation for any contest or use of this type.

Quote:
Part 2, Automobile Medical Payments Coverages CC is amended as follows:

B. Under Exclusions - What is not covered, the following is added:

6. any person arising out of the participation in any prearranged, organized, or spontaneous:
a.) racing contest;
b.) speed contest; or
c.) use of an auto at a track or course designed or used for racing or high performance driving; or in practice or preparation for any contest or use of this type.

Quote:
Part 3, Automobile Death Indemnity Insurance Coverages CM is amended as follows:

5. Under Exclusions - What is not covered, the following is added:

resulting from injury sustained by any person arising out of the participation in any prearranged, organized, or spontaneous:
a.) racing contest;
b.) speed contest; or
c.) use of an auto at a track or course designed or used for racing or high performance driving; or in practice or preparation for any contest or use of this type.

Quote:
Part 4, Automobile Disabilty Income Protection Coverages CW is amended as follows:

5. Under Exclusions - What is not covered, the following is added:

resulting from injury sustained by any person arising out of the participation in any prearranged, organized, or spontaneous:
a.) racing contest;
b.) speed contest; or
c.) use of an auto at a track or course designed or used for racing or high performance driving; or in practice or preparation for any contest or use of this type.

Quote:
Part 5, Uninsured Motorist Coverage SS is amended as follows:

Under Exclusions - What is not covered, the following is added:

bodily injury or property damage arising out of the participation in any prearranged, organized, or spontaneous:
a.) racing contest;
b.) speed contest; or
c.) use of an auto at a track or course designed or used for racing or high performance driving; or in practice or preparation for any contest or use of this type.

Quote:
Part 6, Protection Against Loss To The Auto is amended as follows:

B. Under Exclusions - What is not covered, the following is added:

loss or damage arising out of the participation in any prearranged, organized, or spontaneous:
a.) racing contest;
b.) speed contest; or
c.) use of an auto at a track or course designed or used for racing or high performance driving; or in practice or preparation for any contest or use of this type.
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