The only thing that I know from experience is that if you have a lot of debt (myself:house payment, 2 credit cards, 3 car payments, line of credit) and then something unexpected happens, you can get screwed fast(and I got screwed when my son was in the hospital for 2 months). I now have no car payments and only 1 credit card. Looking back, I would have rather kept my old F150 and done without than have all those payments looming over me.
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"A power nap is when you sleep on someone who is weaker than you." - Dimitri Martin
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