You're very optimistic, which is fine to an extent. But these guys are all older (myself included) and have much more real world experience, so I wouldn't just dismiss their advice so easily. Remember, you may make more money later on in life, but you will almost certainly have more expenses too.
And no matter much you mod an RS, it's not going to be that fast without a swap or forced induction. So you might be better off saving up for something that's faster to start with than dumping a ton of money into mods now. If you are planning on buying an Sti in the near future, I'm not sure why you are doing so much work to the RS.
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