All budget PC components are built by the lowest bidder.
And most failures are because they are built with the cheapest crappiest capacitors they can and when they fail in the power supply, they take motherboard or drive components with them. When cheap caps on the MB fail, they take out individual subsystems like USB, HD controller, etc.
PCs are really commodities at this point. Pick the specs you want and find the cheapest one you can that meets them. A $299 Compaq/HP is not going to be significantly different than a $299 Dell, Acer, etc.
The only alternative to the lowest common denominator is to have one custom built or buy Alienware or something and pay accordingly.
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