DK, your experiences are not much different from my parents now that they retired.
Apparently, the cost of paying themselves for their dental insurance is so expensive and so limited in coverage for whatever reason that they've decided just to drop it and pay out of pocket for everything. And that's with my mom having a temp crown on a tooth that will need to be finished up. It's literally cheaper to pay the cost of the crown than to pay one more month for the insurance to cover it.
I think the only way the health insurance CEOs sleep at night is because they can afford $30,000 beds.
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