Scott,
If you have some questions as to how insurance would handle it, let me know. First off, it would be considered collision. Secondly, it would be a Not-At-Fault accident and your rate would not be affected.
Basically, you would just have to fork up your collision deductible and the rest would be fixed with no damage to your insurance.
But hit me up if you want to talk about it some more. If you remember, my Suby was hit-and-run in the old 4th turn parking lot during one of the meets. I just had to pay my collision deductible and it was all fixed.
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Captain Murphy: I dub thee Sir Phobos, Knight of Mars, beater of ass. Be a hitter, babe.
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