Scott, your example of buying a home in 2005 being a better invetment kinda hit me as funny. One of the reasons I went to a JC for nearly 10 years and never actually went to a University was because I didn't want to go into debt. A couple years later, in 2005, I bought a house because it was "such a good investment". I don't think I'll ever live down my decision to not get a real degree for such a dumb reason.
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Slow and low, that is the tempo.
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