OKAY, here's what i've found with my experiences with insurance companies. you pay for the insurance (for example 6 months). By paying for it, it's sorta like a contract that you GET the coverage you paid for. They really can't deny you anything unless you for example take out your airbags, seatbelts, etc. If your car is modified, they can adjust your policy AFTER they find out in your accident.. Of course your premium will go up, at least you will be covered for the OEM parts and whatever damage you caused. Another thing that i found out is, if you pay by biyearly or like in 6 month payments, the insurance company cannot adjust your policy for tickets, accidents, etc, until after the 6 month period is over.. i think my premium for my evo before i crashed it was about 1800 for 6 months.. then after that 6 months was up, it got increased to about 3400 for 6 months. point being it was not until AFTER, it was increased.
anyway just my experiences.
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I Can't Believe My Friends.... Drive WRX's....
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