STI Insurance rates are insane! - Subaru Enthusiasts Car Club of the Sierras

doubleurx · 2007-07-19, 09:30 PM

So I new that my new car would probably be less than the STI, but I was amazed at the difference for the exact same coverage:

2005 STI: $989 - 6 months
2007 BMW 335XI: $395 - 6 months.

WTF!

Nick Koan · 2007-07-19, 09:56 PM

God damn teenagers in their rice rockets.

100_Percent_Juice · 2007-07-19, 10:16 PM

Wow you were getting raped on that sti. What company do you have?

NevadaSTi · 2007-07-20, 06:08 AM

When I had mine, it was $153 / month. That was through Progressive. Now with the mustang, same exact insurance coverage as teh STI, $52 / month.

zpeed · 2007-07-20, 06:24 AM

Too bad Arthur not around to help.

sperry · 2007-07-20, 08:13 AM

Quote:

Originally Posted by zpeed

Too bad Arthur not around to help.

He's in Vegas now, but I believe he still works for AllState. PM him and I'll bet he can help out, or you could talk to Liz Garver (Art's mom) at his old branch, and she knows about the club and it's on the ball as well.

Allstate Insurance-Garver Insurance Services
5365 Mae Anne Ave Ste B-14a, Reno, NV 89523
775-787-6333

doubleurx · 2007-07-20, 09:05 AM

Quote:

Originally Posted by 100_Percent_Juice

Wow you were getting raped on that sti. What company do you have?

I have really high coverage with an umbrella, and it was the best quote I could get. My old '03 WRX cost half what the STI did. I even had Art give me an Allstate quote and it was the same. I have Hartford insurance.

That cost worked out to $164.83 / month - that's not too much more than $153. I would guess that most California STI owners are paying equally high rates considering my age, no accidents and no speeding tickets.

Nick is correct - I asked the reason back when I first got the car and I was told the same thing: A high number of young drivers, multiple incendents and claims on that car place it to be the 4th most expensive car to insure. The EVO VIII takes the number one spot.

http://www.insurelane.com/auto/expen...rs-insure.html

tysonK · 2007-07-20, 03:12 PM

I thought the evo would suck but I only pay 101 a month not too bad.

JC · 2007-07-20, 03:19 PM

Quote:

Originally Posted by tysonK

I thought the evo would suck but I only pay 101 a month not too bad.

I pay $72 a month.

Nick Koan · 2007-07-20, 03:20 PM

Quote:

Originally Posted by JC

I pay $72 a month.

Geez, Rocket Scientists get all the breaks.

tysonK · 2007-07-20, 04:44 PM

Quote:

Originally Posted by JC

I pay $72 a month.

Do you still have collision?

I was told Reno is high for insurance also.

doubleurx · 2007-07-20, 05:04 PM

Quote:

Originally Posted by tysonK

Do you still have collision?

I was told Reno is high for insurance also.

and what are the limits and deductibles?

sperry · 2007-07-20, 05:30 PM

You guys suck... the SVX and the WRX are in the same bracket for insurance. Plus I've got a truck on there too! But I'm still under $200/mo.

I really should drop the WRX insurance, since it's not even registered... but if I can ever get it smogged, I'd like to be able to take it to meets and test it around the block after working on it... not to mention have it covered if I should happen to crash with it on the trailer.

JC · 2007-07-21, 07:15 PM

Quote:

Originally Posted by nKoan

Geez, Rocket Scientists get all the breaks.

Actually I get a discount for being an engineer! My liability limits are low (CA minimums) but I don't intend to hit anyone. $1000 deductible on comp and collision.

doubleurx · 2007-07-21, 07:28 PM

Quote:

Originally Posted by JC

Actually I get a discount for being an engineer! My liability limits are low (CA minimums) but I don't intend to hit anyone. $1000 deductible on comp and collision.

That is probably the difference. If you don't own your own business or hang your butt out there with some form of liability you are probably OK. Once you own a home or something of more value you definately should have higher limits.

How much are those 20's worth?

JC · 2007-07-21, 07:52 PM

Quote:

Originally Posted by doubleurx

That is probably the difference. If you don't own your own business or hang your butt out there with some form of liability you are probably OK. Once you own a home or something of more value you definately should have higher limits.

How much are those 20's worth?

I own a home, they cost about 6gs with tires (it was a joke though).

doubleurx · 2007-07-21, 08:11 PM

Quote:

Originally Posted by JC

I own a home, they cost about 6gs with tires (it was a joke though).

Really? I thought you really bought that condo?

JC · 2007-07-21, 08:21 PM

Quote:

Originally Posted by doubleurx

Really? I thought you really bought that condo?

? I own a condo in GA still, the 20s were a joke.

doubleurx · 2007-07-21, 08:23 PM

Quote:

Originally Posted by JC

? I own a condo in GA still, the 20s were a joke.

Wait, what?

tysonK · 2007-07-22, 09:19 AM

omg.

MattR · 2007-07-22, 04:43 PM

Jesus...what the f

doubleurx · 2007-07-22, 07:26 PM

And everyone wonders why architects and engineers communicate so well. Too funny.............at least for me!

MattR · 2007-07-22, 08:10 PM

Hey,this just in!! Infiniti FX45 Insurance rates are going to go thru the roof on Monday!!!

2007-07-19, 09:30 PM	#1
doubleurx EJ205 Join Date: May 2004 Location: Truckee Posts: 1,948	STI Insurance rates are insane! So I new that my new car would probably be less than the STI, but I was amazed at the difference for the exact same coverage: 2005 STI: $989 - 6 months 2007 BMW 335XI: $395 - 6 months. WTF! __________________ Does it have a motor..............Does it have a motor?

2007-07-19, 09:56 PM	#2
Nick Koan JDM Cowboy Real Name: Nick Join Date: Oct 2003 Location: Somewhere Posts: 8,642 Car: 2015 Mazda 3	God damn teenagers in their rice rockets. __________________ While a standard engine is powered by a belt connected to the crankshaft, a turbo engine runs on its own exhaust steam, making it more energy efficient. -- CNN

2007-07-19, 10:16 PM	#3
100_Percent_Juice (40 percent vodka) Real Name: Joel Join Date: Oct 2006 Location: Reno, NV Posts: 4,446 Car: 2004WRX Class: Baby-Hauler/GroceryGetter	Wow you were getting raped on that sti. What company do you have? __________________ "A power nap is when you sleep on someone who is weaker than you." - Dimitri Martin

2007-07-20, 06:08 AM	#4
NevadaSTi EJ251 Real Name: Brian Join Date: Mar 2005 Location: Minden, Nv. Posts: 989 Car: 1994 Toyota 4Runner Some mistakes are too much fun to only make once	When I had mine, it was $153 / month. That was through Progressive. Now with the mustang, same exact insurance coverage as teh STI, $52 / month. __________________ The last living thing on earth will be me. I'll step on the last cockroach.

2007-07-20, 03:12 PM	#8
tysonK warehouse SECCS Join Date: Mar 2003 Location: SoCal... Posts: 6,253 Car: 04 Evo 99 Cadillac Class: street de le mod	I thought the evo would suck but I only pay 101 a month not too bad. __________________ Anjali? Anjali?

2007-07-20, 06:24 AM	#5
zpeed EJ251 Real Name: Nat S Join Date: Feb 2004 Location: Reno, NV USA Posts: 743 Car: 06 S2000 Class: RNP & PDX	Too bad Arthur not around to help.

2007-07-20, 05:30 PM	#13
sperry The Doink Real Name: Scott Join Date: Nov 2002 Location: Portland, OR Posts: 20,335 Car: '09 OBXT, '02 WRX, '96 Miata Class: PDX/TT-6 The way out is through	You guys suck... the SVX and the WRX are in the same bracket for insurance. Plus I've got a truck on there too! But I'm still under $200/mo. I really should drop the WRX insurance, since it's not even registered... but if I can ever get it smogged, I'd like to be able to take it to meets and test it around the block after working on it... not to mention have it covered if I should happen to crash with it on the trailer. __________________ Is you is, or is you ain't, my con-stit-u-ints?

2007-07-22, 09:19 AM	#20
tysonK warehouse SECCS Join Date: Mar 2003 Location: SoCal... Posts: 6,253 Car: 04 Evo 99 Cadillac Class: street de le mod	omg. __________________ Anjali? Anjali?

2007-07-22, 04:43 PM	#21
MattR El Matador Real Name: Matt Join Date: Dec 2002 Location: Reno, NV Posts: 10,660 Car: 2012 Toyota Tacoma Class: ?	Jesus...what the f __________________ "Dallas..We have a problem.”

2007-07-22, 07:26 PM	#22
doubleurx EJ205 Join Date: May 2004 Location: Truckee Posts: 1,948	And everyone wonders why architects and engineers communicate so well. Too funny.............at least for me! __________________ Does it have a motor..............Does it have a motor?

2007-07-22, 08:10 PM	#23
MattR El Matador Real Name: Matt Join Date: Dec 2002 Location: Reno, NV Posts: 10,660 Car: 2012 Toyota Tacoma Class: ?	Hey,this just in!! Infiniti FX45 Insurance rates are going to go thru the roof on Monday!!! __________________ "Dallas..We have a problem.”

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